For medical bills & insurance

Read your medical bill like a human wrote it.

Medical bills and insurance letters are written in code. ScreenSense reads the jargon, tells you what you actually owe, and flags anything worth calling about.

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Statement_April_2026.pdf
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What the letter says
"Further to the aforementioned EOB, the deductible of $1,250 remains subject to annual review, and any outstanding balance shall accrue at the prevailing interest rate. CPT 99213 — allowed $142.50."
Explain this in plain English
In plain English
You had a short office visit. Insurance covered $142.50 of it. You still owe the rest of your $1,250 deductible before insurance kicks in fully. The $117.50 on this bill is due by April 30 — pay it or they'll charge interest.
Real examples

Three things it does well.

INSURANCE EOB
The letter
Subject to coinsurance per your plan. Member responsibility: $340.12. Allowed amount after negotiated rate: $890.
How much do I owe?
In plain words
You owe $340.12. Insurance paid the rest. The original bill was higher ($1,230), but insurance negotiated it down to $890 before splitting it with you.
HOSPITAL BILL
The bill
Statement date: 04/01/26. Past due balance: $1,847.00. Payment options listed on reverse. Please remit within 30 days.
When is this due?
What to do
You have until May 1, 2026 to pay $1,847. If you can't pay in full, most hospitals offer interest-free payment plans — call the number on the bill and ask for 'financial assistance' or 'a payment plan'.
DISCHARGE NOTES
Doctor's instructions
Continue metformin 500mg BID with meals. Follow up with PCP in 2 wk. Return to ED for chest pain, dyspnea, or syncope.
What do I need to do at home?
Plain-English steps
Take your metformin pill (500mg) twice a day, with breakfast and dinner. See your regular doctor in 2 weeks. Go to the ER immediately if you have chest pain, shortness of breath, or feel faint.

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